Anonymous
map-marker Truth Or Consequences, New Mexico

The Worst

Just don't do it! If you are trying to build your credit with this card, or are in desperate need of money just ask family and friends, even if it may be embarrassing.. this card is designed to make you drown in debt. I'm so thankful I'm finally able to pay off my balance today and close it!
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Reason of review:
Poor customer service

Preferred solution: Price reduction

Bonnie b Npa
map-marker Truth Or Consequences, New Mexico

Lack of compasion

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A pos charge for 94.95 placed on my debit card ,unauthorized charged Instead of having compassion and a willing to help my card was canceled. Eyonne asked if i troed calling the company I said no contact number showed 7to10 days for dispute and no gaurantee of my money being returned It took me until the very next morning to finally contact company and my money will be returned to my account in 7days Now im wondering if this will happen since Eyonne was so quick to cancel my card ? If a auto pay vomes in earlier then agreed Eyomne will not allow me time to deposit more money But quickly charges me $35 to $70 Even if my deposit is made by noon So i do her work also a day later they ask me to sign the dispute form again so it should take probably 3wks because bank is closed on the 12th
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Nicholas S Tey

Terrible thieves

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I got the card and only 3 days after i called the number to have it activated i tried using it and it was declined. I went online and it said i already owed them $100 in annual fees and late fees because it had a due date that was the exact same day I activated the card. They have no online support and I tried calling the 800 number a dozen times and it never worked. Now they want me to pay them hundreds of dollars for credit card I have never gotten to use once.
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Marty G Adt

Credit card is rip off fee after fee

I’ve had perfect payment history. Charged late fee I guess because my payment was due on a Saturday. Damn bunch of crooks. Will be closing account. Don’t get card. Will fee you to death .
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Reason of review:
Problems with payment
Mehreen Qjv

Ok nice card

Anna Harringron card is ok thanks
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Reason of review:
Good quality
Loise Qgl

No card recieved

Very un happy with ur services and need a call asap....im being charged for a card that i never recieved and ur phone system keeps hanging up on me 719200****
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Anonymous

Closed my account

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I made a payment 1 week after my bank account was debited funds were not a available at their end. Call them and they asked me to send a confirmation from the the bank that money left my account. Another week down the road they were still checking if they got payid. I did a charge back from my bank and 3 days later they closed my credit card acount due to fraudulent activity. With out reimbursing me back for the annual card fee.
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Reason of review:
Problems with payment
Pierina Mba

No help

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I received a call from your company. I called the number back and I couldn't speak with anyone without a cc. Called customer service and it was a waist of time
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Reason of review:
Poor customer service
Robert D Ssl

No increase

Had my card for 3 years and still no increase yet
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Anonymous

Excellent Card

No problems. Great customer service had card 1 year then was given a credit increase.i pay my balance in full so no interest
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Reason of review:
Good quality
Anonymous

I'v never had any problems ever.

I received my card with a starting credit line of $300.00 Over time i was able to get my balance down to 0 !! By always paying ahead of time and making payments over the amount due. I've received increases and i'm keeping my balance low or 0. I use only when needed as i don't like to carry cash. I for one have nothing but good to say about customer service, always professional and helpful. I always use online to schedule my payments . so, no question here, i'm one happy Card Holder !!
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2 comments
Guest

to long with pending tranactions

Guest

I'm so happy first savings credit card gave me a new start, I always pay ahead and try to pay in full, I've gotten increases and it's not a year old! I learned the hard way with credit cards and will never ever end up in that position again, high balances and high interest fees, I can honestly say, I took responsibility for my mistakes and thank first savings for trusting me and giving me another chance!

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Anonymous

Never had a problem.

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I've had my First Savings Credit card 3-4 years. Never had a problem. Pay my bill on time every month and have gotten several increases in my credit limit. Would recommed to a family or friend.
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Reason of review:
Good quality
Anonymous

Late fee charged

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Late fee is charged on the day your payment is due. Ex. If Payment is due on a Saturday you will be charged a late fee if you don't pay it on Friday. So your available credit is decreased by the late fee of $25. Dont get this card!
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Reason of review:
Problems with payment
Anonymous

International / Payments / Email

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Card is denied internationally, EVERYWHERE. Cannot pay my account while overseas online. No way to email this company at all. Now the website is grayed out so I cannot pay in time... just a big *** scam in my opinion. Now I am in a loop of saying unlocking my account online so I can pay and them calling me for payment. Really now just waiting for a paper bill to come to pay it off as I cannot do it overseas, but they document nothing and nothing gets done so I guess I will write this company off for good. In my opinion you would be better off without this card.
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Loss:
$75
Reason of review:
Poor customer service

Preferred solution: Let the company propose a solution

Anonymous

Approved!!!!

I received a pre-approval letter in the mail, thought it would be a good idea to give it a try! I'm trying to rebuild my credit and this was the only card that had a decent offer of just a $75 Annual fee, I wish it was lower.

Applied online and was approved instantly, was informed the card will arrive in 2-4 weeks. Received my card 2 days ago and my CL is $350.

Card came really fast, and I'm looking forward to rebuilding my credit, I read that the CL can go up within 6 months to a year! I will make sure to come back with an update to let everyone know how it goes!

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Reason of review:
Good quality
4 comments
Feliz Qiw

So probably if they say 2 to 4 weeks and will advise you then of your credit limit, you will probably be denied?

Guest

Ive had this card for 2 years and NEVER had a problem

Guest

They will usually cut the yearly fee in half after first year ect.

Guest
reply icon Replying to comment of Guest-1300383

Yes. And eventually they will wave the 75 too. Had them for 4 years now.

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