First Savings Credit CardComplaints and Reviews

Submit ›
or
2.1 Based on 23 reviews
Compare to others
Respond to your
customers
  • Customers like
    • So far so good 1
  • Customers don't like
    • High interest rate 2
    • Lousy customer service 2
    • Manner in which i have been treated 2
Advanced
search
loading...
More Less

I received a pre-approval letter in the mail, thought it would be a good idea to give it a try! I'm trying to rebuild my credit and this was the only card that had a decent offer of just a $75 Annual fee, I wish it was lower. Applied online and was approved instantly, was informed the card will arrive in 2-4 weeks. Received my card 2 days ago and my CL is $350. Card came really fast, and I'm looking forward to rebuilding my credit, I read that... Read more

Was this review helpful? 0 0

I am a very upset customer. I have had nothing but trouble with this company. I may emu payments a few days early to make sure they clear by the due date but low and behold I get charged another payment the due date which makes no sense. Now they are saying I am late. I am very upset that i am making payments but my available credit keeps decreasing and I am not using this card. I would like an explanation on why my payments are getting drafted... Read more

Was this review helpful? 0 0

Shut my card off because I only sent $160 of the $200 minimum payment.Sent it to collections. I paid the remaining balance off to a debt collection company and First National still has it reported as unsettled debt on my credit report. Clinton Books

Add comment

I have had several bad credit credit cards but this one is by far the worst one. I will be cancelling this card as soon as I pay it off. Avoid this card - there are plenty of other/better options if you have bad credit. Credit One is a good option. 1. They charge an annual fee of $75 which I agreed to so can't criticize them for it. 2. The card gets declined quite often for no good reason. 3. I initiated payment on the due date, which was a... Read more

Was this review helpful? 1 1

I just received a letter in the mail saying they are processing my credit card application and need a copy of my social security card to complete the process. Interesting since I never applied for a credit card with this company or any other in recent years. I called the customer service number @ 605/782-3434 and could not talk to a live person, just kept being prompted to enter my Social Security Number. If it walks like a duck and quacks... Read more

Was this review helpful? 1 0

Got this card when i had *** credit. No issues, a couple fraud attempts but they were quick to fix it. Increases every 6 months or so. Nothing spectacular, but if you need credit or to rebuild works nicely.

Add comment

Poor research when I already have 3 cards over 1500 limit and no higher than 16% from M/C, Discover, and Visa. I find it highly insulting and a huge waste of time to be getting junk like this stuffed into my PO Box; then having to lug the *** home and open it to be insulted like this. It does nobody any good, our environment included. This is absolutely the worst offer I've gotten over the years, and after reading the customer satisfaction... Read more

Was this review helpful? 1 1

Capital one gives credit increases every 3 months but i like to know why first savings does not. I have had my card for 6 months now and always pay my bill on time but cant get a credit increase..

Add comment

I have had this card for a couple of years with no issues, high rate but no problems.

Add comment

I've had this First Savings credit card for a year or so and have had no problems at all. Paid my bill on time in excess of the minimum payment, they raised my credit limit and I guess my key to no problems are I pay my bill at least a week in advance. Maybe not AMEX but it has been good to me. My wallet was stolen, they immediately cancelled my card, and have issued me another without any issues. Customer services was very helpful. Do have the... Read more

Was this review helpful? 0 0
Did not find what you were looking for?
 
×
You are reading about First Savings Credit Card.
Filing a new complaint about
×