First Savings Bank
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First Savings Bank Overview
The aggregated data is based on reviews and questionnaires provided by PissedConsumer.com users.
First Savings Bank has 1.7 star rating based on 37 customer reviews. Consumers are mostly dissatisfied.
- Rating Distribution
Pros: So far so good.
Cons: High interest rate, Lousy customer service, Manner in which i have been treated.Recent recommendations regarding this business are as follows: "Dont do business with this Bank poot customer service and banking policy", "Beware", "dont do it", "Billing before card received".
The aggregated data is based on reviews and questionnaires provided by PissedConsumer.com users.
First Savings Bank has 1.7 star rating based on 37 customer reviews. Consumers are mostly dissatisfied.
- Rating Distribution
Pros: So far so good.
Cons: High interest rate, Lousy customer service, Manner in which i have been treated.Recent recommendations regarding this business are as follows: "Dont do business with this Bank poot customer service and banking policy", "Beware", "dont do it", "Billing before card received".
Most users want First Savings Bank to offer a solution to their issues.
Top First Savings Bank Reviews
"Never had a problem."
I've had my First Savings Credit card 3-4 years. Never had a problem. Pay my bill on time every month and have gotten several increases in my credit limit....
"Can't Use It"
NO ACTUAL ONLINE BANKING NO TECH SUPPORT NO ACTUAL ACCOUNT NUMBER NO ACTUAL BANK NUMBER RIDICULOUS THAT I COULDN'T USE THE ACTUAL CREDIT UNTIL THE PHYSICAL...
This review is written by an individual who has purchased the reviewed product/service and/or confirms being a paying customer of this company. Check our FAQ
Verified Buyer |
Chandler, Arizona
This bank is ripoff and keeps money that is not theirs to keep
I paid my balance off and even overpaid the balance on my credit card account from my family trust.. The check cleared my Bank on November 7th.
They told me that they are placing a hold on the check until December 1st. I asked for a refund of the overage that was paid and they said they could not issue a check for the overage until two weeks after the funds cleared. This is a total rip off and money grab. 3 weeks for a check to clear?
On an account that has a $4000.00 limit they limited me to 211.00.
They have 411.00 dollars as an overage and still they placed a limit - I told them to close my account out. I want my money that i overpaid back now.'
User's recommendation: Dont do business with this Bank poot customer service and banking policy
Sioux Falls, South Dakota
Can't Use It
Preferred solution: Let me actually charge *** on the card without declining.
User's recommendation: Beware
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer
NO CREDIT CARD
- Lousy customer service
Preferred solution: Deliver product or service ordered
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer
Past due text but i dont have a card yet
User's recommendation: Billing before card received
Grand Rapids, Michigan
Sent pre approval and then denied with a hard inquiry on my credit report
User's recommendation: dont do it
Chicago, Illinois
To apply over the phone with my application you sent me.
Marathon, Florida
Checking on the status of a credit card
Lost card
Awful they really pissed me off
Rochester, New York
Almost fell for it
San Diego, California
A mistake I made by getting this card
Not the card to get
I disagree with you, on the terms and conditions of the credit cards clearly say that payments on the due date MUST be made before 5pm, this is not your everyday bank or your friendly local credit union, what did you expect this is a credit card with high interest and bearable annual fee for folks like us who want to dip more into debt or try to rebuild credit. This is not a good card but its way better than first premier that charges monthly fee plus annual fee, incredible right?
but thats the way it is.
if you messed up with your payment, you are not being responsible enough, you have to get better on that, and dont complain, but learn from it. God bless you.
Replying to
To find about my new credit card
Fort Wayne, Indiana
Default loan trying settle debt
Philadelphia, Pennsylvania
Don't use this card
Preferred solution: Removal of bad credit reporting
You were late. Accountability is a great thing.
Closed account
About
First Savings Bank is an American financial establishment. First Savings Banks is also known as First National Bank. The bank has branch offices in such US states as Arizona, Nevada, Nebraska, South Dakota, New Mexico, and Texas. First Savings Bank is member FDIC. The bank claims to be committed to the customer service and customers. First Savings Bank provides a diverse range of banking products and financial services that include: personal banking, commercial banking, and corporate banking.
First Savings Bank provides loans, lines of credit, home mortgages, home equity loans, investment services, credit card services, wire transfers, foreign currency exchange, etc.
First Savings Bank is ranked 189 out of 1245 in Banks category
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I would just call the Federal Bank Examiner. I had this problem with CB&T in Georgia and made the call.
It took six months to get my credit report straight but it was on the bank to do it. In my case I purposely mailed checks so that I would have a record of when the check was processed, my bank statement to show transfer of funds and the loan statement showing it was applied 1-3 days after the due date. I made sure I paid two weeks early.
To say payments get lost or delayed is lame and probably from an employee. If they can't process timely, who is watching their "Secure" server?
Why not pay it on first savings com site. Mail payments can be delayed or lost for that matter.
Had the card almost 5 years.
I had no issues using the online site to pay them. Payments post and funds credited next day.
I make payments on the Website , my credit is not updated the next day but rather the next billing cycle...its good if you need the card for credit to debt ratio, although, its a small limit..but it works. I pay the minimum as well as pay it right on time instead of early, due to the slllllooooow credit posting. Its not a bad card but I wasnt in the market for getting a card for any other purpose than to build quick credit for Rental Approval ..I would also reccomend the card for say College books, Stocking Groceries, that way you will know you are spending a chunk of credit ..due to the balance taking a while to post...you wont be waiting constantly for the next billing cycle to have the credit available.