First Savings Credit CardComplaints and Reviews

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April 11th 2016, I had paid my First Savings Credit Card for the month of "April" on the 6th (4/6/16). The available credit "should" have been $400.+. Stay with me, this is funny :( I went to use the card 4/10/16 and was declined ! Fast forward to today, I just got off the phone with them and my "available" credit is . . . . . $12.00, I talked to a supervisor and she informed me that they can "HOLD" a payment for up to 12 DAYS!!! Is that not the dumbest thing you can imagine ? So not only do I not get to use my full balance but my... Read more

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I pay my account off each month to make sure that I will not have any other issue with this card. Would like to close it but do not want my credit score to drop. Add comment

I pay my bills ahead of time and then I was charged a late fee and also my dates periodically changed and then I would be late always have to call and the customer service manners is very impolite. I will be happy to a this off and never deal with them again. I pray and thank the Lord on that one amen. And they are good about credit increases though but not like the customer service and getting charged late fees for paying my monthly bill early Read more

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I had just received the card with a 350.00 limit they say minus 75.00 for the first time fee payed the 75.00 as soon as I got it so my balance be 0 still after that they say pay another 75.00 balance still not 0 had the card a month have not used the card this company is fraud a bunch of scammers Add comment

I love my First Savings credit card. If you pay on time, you have no problem.... Add comment

THIS CARD IS NOT WORTH GETTING!! IT DOESN'T MATTER HOW BAD YOUR CREDIT MAY BE. I had a weird situation where I returned something that I didn't purchase on the card to the First Savings card. They suspended my card over that transaction. When I called customer service to try and resolve the issue, I was treated so incredibly poorly!!!! I had never ever been late on a payment either!! There was no reason to treat a person like that. Do not apply!!!! I wouldn't trust this company at all!!! HORRIBLE IS THE ONLY WAY TO DESCRIBE THIS CC... Read more

Was this review helpful? 1 1

The worst credit card with a lots of fees don't even try to apply Add comment

I don't know what everyone is complaining about I got this card a year ago with a limit of $350.00 Yes it was low but I was trying to rebuild my credit. Just like anyone else who applies for this card. After 6 months of on time payments I got an auto CLI to $600.00. I didn't request it they just issued it. I pay my bill on time usually the day before the due date and I have no issues. I am coming up to a year this month and hoping for another CLI. Note to everyone if your credit is great and you actually pay your bills on time then you can... Read more

Was this review helpful? 3 2

Scam company placed a charge of over $90.00 onto my account, bank does nothing except give me a run around and keeps adding charges. I have sent the bank fraud department over $11.00 worth of faxed pages showing proof of my dispute, yet they still say item was placed in a proper manner by the scam company. This dispute with First Savings credit has gone on over 7 months, and I have spoken with their customer service several times and indicated I will not pay a scam charge placed on my credit card. After I have cancelled my credit card they... Read more

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They upgraded their web site and messed up my bank information. Then when I made payments from my bank account they were rejected. They never notified me that the payments didnt go through due to wrong bank acct # and when I inquired they had already report me as late payments to the credit bureaus. They charged me many extra fees and I disputed but they never fixed the issue now my payments are only mail or pay the pay by phone fees. Poor customer service Read more

Was this review helpful? 1 3
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